'Self-cert' mortagages or 'self-employed mortgage'

How we can help you get a mortgage if your self-employed?

• Should you be self-employed you could be financially sound and able to keep up mortgage payments quite easily, but sometimes this still doesn't make it 'easy' for you to get a mortgage.

• A mainstream lender will usually want to see 3 years accounts from a certified accountant before they consider a mortgage for the self-employed. However we can help!

• We have great deals on 'self-certification' mortgages ['self-cert'].
  We can deliver innovative mortgage solutions - that present you with a more flexible way to pay your mortgage when you are self-employed.

• We understand that when you are self-employed you may enjoy periods of high income and also you might suffer from periods of low income. So we look for the best deal for you that reflect that.

• We work closely with lenders that will offer a true 'self-cert mortgage. This means that the application process avoids the usual detailed procedural of proving your earnings via audited accounts or employers references.

• We can help our clients apply for the best 'self-certification' mortgage on the market and aim to make the mortgage procedure as hassle free as possible.

• Generally speaking the deposit required for 'self-cert' mortgage is a minimum of 10%. The greater equity [deposit] an applicant can provide the better the rate a lender will offer.

• 'Self-cert' mortgage schemes are available to you whether you are employed or self-employed and are available as mortgage or re-mortgage.

• Alpha 1 Mortgages can help arrange a 'self-certification' mortgage for clients with a a good or bad credit history. We are in touch with a number of adverse 'non-status' lenders that will accommodate credit problems on 'self-cert' deals. You can always be assured that ALPHA ONE will offer you some of the best mortgage products for your circumstance.

• Call us for great deals on financial products. At Alpha 1 we are always here to help.

Business, Limited companies and Commercial Options

• Whether you are looking for a residential mortgage or commercial mortgage Alpha 1 can help. We are introducers to a large network of commercial brokers in the UK.