Adverse Credit Mortgages Commercial Options

  • Many mortgage applications are rejected each year and these days it is quite common. This could be because of fairly minor simple mistakes in the past.

  • However small mistakes can find their way onto your credit record [these could be mis-payments for a relatively small amount]. However a fall in your credit rating can result in being turned down for a mortgage.

  • Over 3m people in Britain have a County Court Judgment (CCJ) on their credit record. and approx 2 million people have had mortgage arrears at some stage in their past.

  • No problem! As UK adverse mortgage specialists it is often possible for us to arrange a suitable mortgage for people even if they have a poor financial history.

  • So whilst the past matters, the future is what needs to be looked at.

  • We can help and we search all over the market to help you find the best deal around. So call us today for great deals on adverse credit mortgages!

  • Whilst it was the Australians who gave us the flexible mortgage, it was the American financial institutions that were instrumental in exporting to the UK a new, workable solution that helped those with a less than perfect credit history get the mortgage they needed.

  • Over five years ago saw the new introduction of adverse status lending in the UK. A concept fromt he states - saw the integration of adverse credit lenders in the UK. Basically lenders who were prepared to supply a mortgage even when an applicant had credit problems.

  • The specialist lenders use phrases like non-standard, sub-prime, non-conforming mortgages or impaired credit to describe the various schemes.

  • These lenders will often only work through a mortgage broker.

  • Alpha 1 have become experts at helping our clients get mortgages even when they are deemed to have credit problems.

  • We can help people with bad credit get the mortgage they need - let us guide you successfully through the mortgage maze.

Self cert Options

  • Alpha 1 Mortgages can help arrange self certification products for clients with a a good or bad past financial history. We are in touch with a number of adverse 'non-status' lenders that will accommodate financial problems on self cert deals. You can always be assured that ALPHA ONE will offer you some of the best mortgage products for your circumstance.

Business, Limited companies and Commercial Options

  • Whether you are looking for a residential mortgage or commercial mortgage Alpha 1 can help. We are introducers to a large network of commercial brokers in the UK. We believe the commercial mortgage service you will receive will be second to none and we urge anyone thinking about a commercial mortgage to talk to us first.

    For residential or commercial borrowing in the uk contact the Alpha 1 team today!